@font-face{font-family:D-DIN;src:url('./d-din-0.woff2?v=4f3f5801ba1d') format('woff2');font-weight:400;font-display:swap}@font-face{font-family:D-DIN;src:url('./d-din-1.woff2?v=171828356a67') format('woff2');font-weight:700;font-display:swap}@font-face{font-family:D-DIN-Condensed;src:url('./d-din-2.woff2?v=651e1c91fdd9') format('woff2');font-weight:700;font-display:swap}
:root{--lime:#a2c617;--ink:#4a4a4a;--text:#555;--muted:#626262;--line:#d1d1d1;--gray:#e2e2e2;--gray-soft:#ededed;--white:#fff;--radius:20px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:#fff;font-family:D-DIN,Arial,sans-serif;font-size:17px;line-height:1.5;-webkit-font-smoothing:antialiased}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit}img{max-width:100%;display:block}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.08}h1{font-size:clamp(46px,4.9vw,76px);letter-spacing:-.052em}h1 span,h2 span{color:var(--lime)}h1 span{position:relative;display:inline-block}h1 span:after{content:'';position:absolute;left:0;right:0;height:5px;bottom:-9px;background:var(--lime);border-radius:5px}h2{font-size:clamp(36px,3.8vw,54px);letter-spacing:-.035em}h3{font-size:26px;letter-spacing:-.02em}p{color:var(--muted)}.container{width:min(1280px,calc(100% - 80px));margin:0 auto}.icon{width:22px;height:22px;flex-shrink:0;display:inline-block;vertical-align:middle;stroke-width:1.5}.svg-defs{position:absolute;width:0;height:0;overflow:hidden}.skip{position:fixed;top:-60px;left:20px;padding:10px 20px;background:#fff;z-index:100}.skip:focus{top:10px}:focus-visible{outline:3px solid #778f13;outline-offset:5px}button:disabled{cursor:wait;opacity:.65}[hidden]{display:none!important}.eyebrow{font-family:D-DIN-Condensed,D-DIN,sans-serif;text-transform:uppercase;letter-spacing:.16em;font-size:13px;font-weight:700;color:#62645b;display:flex;gap:10px;align-items:center}.eyebrow>span{color:var(--lime);font:700 22px D-DIN}.site-header{background:#fffefcf2;backdrop-filter:blur(20px);border-bottom:1px solid #4a4a4a12;position:relative;z-index:20}.header-inner{height:88px;display:flex;justify-content:space-between;align-items:center;gap:25px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:0}.brand img{object-fit:contain}.brand strong{display:block;font-size:18px;letter-spacing:.075em}.brand small{display:block;font-size:12px;color:#707070}.header-right{display:flex;align-items:center;gap:28px}.header-location{font-size:13px;color:#737373}.btn{display:inline-flex;align-items:center;justify-content:space-between;gap:22px;min-height:55px;padding:8px 9px 8px 25px;border-radius:100px;text-decoration:none;font-weight:700;font-size:16px;line-height:1.2;transition:transform .18s,box-shadow .18s;position:relative;border:1px solid transparent;white-space:normal}
/* Team-Dewein reference: soft green pill, white label, shield badge and plain arrow. */
.btn-primary{--button-badge-size:32px;--button-label-inset:58px;isolation:isolate;justify-content:center;gap:0;min-width:0;max-width:100%;min-height:60px;padding:10px var(--button-label-inset);color:#fff;background:linear-gradient(180deg,#c2dd38 0%,#b0d030 15%,#9ac52a 35%,#8dbd31 50%,#7eac28 70%,#6f9a22 100%);border:2px solid #5e8a1a;box-shadow:inset 0 2px 1px #ffffff80,inset 0 -3px 8px #0000001f,inset 4px 0 8px #0000000d,inset -4px 0 8px #0000000d,0 4px 12px #648c1e80,0 8px 24px #648c1e40;text-shadow:0 1px 1px #385e1526;transition:transform .2s,box-shadow .2s,filter .2s}
.btn-primary>.btn-label{flex:1;min-width:0;text-align:center;position:relative;z-index:1}
.btn-primary:before{content:'';position:absolute;top:3px;left:12%;right:12%;height:38%;border-radius:100px;background:linear-gradient(180deg,#ffffffa6 0%,#ffffff59 40%,#ffffff0d 100%);pointer-events:none;z-index:-1}
.btn-primary:after{content:none}
.btn-icon-badge{height:32px;width:32px;display:grid;place-items:center;flex-shrink:0;border-radius:50%;color:inherit;background:#fff3;border:0;box-shadow:none}
.btn-primary>.btn-icon-badge,.btn-primary>.btn-arrow{position:absolute;top:50%;transform:translateY(-50%);width:var(--button-badge-size);height:var(--button-badge-size);display:grid;place-items:center;color:#fff}
.btn-primary>.btn-icon-badge{left:12px}
.btn-primary>.btn-arrow{right:12px;background:none;border:0;box-shadow:none}
.btn-icon-badge .icon{width:20px;height:20px}
.btn-arrow .icon{width:19px;height:19px;transition:transform .2s}
@media(hover:hover){.btn-primary:not(:disabled):hover{transform:translateY(-2px);filter:brightness(1.05)}.btn-primary:not(:disabled):hover .btn-arrow .icon{transform:translateX(3px)}}
.btn-primary:not(:disabled):active{transform:translateY(1px);filter:brightness(.97);box-shadow:inset 0 2px 5px #385e1533,0 2px 6px #648c1e40}
.btn-primary:focus-visible{outline-color:#333}.broker-section .btn-primary:focus-visible,.final-section .btn-primary:focus-visible{outline-color:#fff}
.btn-secondary{background:#fff;border:1px solid #d5d6cf;box-shadow:0 2px 0 #d0d2c8;color:var(--ink)}
.funnel-hero{position:relative;padding:60px 0 64px;background:#e9e9e9;overflow:hidden;isolation:isolate;scroll-margin-top:0}.funnel-hero:before{content:'';position:absolute;z-index:-2;inset:0;background:linear-gradient(132deg,transparent 45%,#d6d6d680 45.2%,#f0f0f033 67%,transparent 67.2%),radial-gradient(ellipse at 85% 5%,#ffffff99,transparent 50%)}.funnel-hero:after{content:'';position:absolute;z-index:-1;left:0;bottom:0;right:0;height:180px;background:linear-gradient(transparent,#dddddd80)}.hero-grid{display:grid;grid-template-columns:.92fr 1.12fr;gap:66px;align-items:start;position:relative;z-index:2}.hero-copy{padding:38px 0 0}.hero-copy .eyebrow{margin-bottom:26px}.hero-copy .lead{font-size:20px;line-height:1.6;margin-top:32px;max-width:475px}.hero-proof{display:flex;flex-wrap:wrap;gap:8px 22px;margin:24px 0 38px;font-size:13px;color:#64665f}.hero-proof .icon{width:16px;height:16px;color:#72900b;margin-right:5px}.advisor-mini{display:flex;gap:13px;align-items:center;padding:15px 0;text-decoration:none;max-width:420px;border-top:1px solid #4a4a4a1a;border-bottom:1px solid #4a4a4a1a}.advisor-mini img{width:55px;height:55px;object-fit:cover;object-position:100% 25%;border-radius:50%;background:#ddd;border:3px solid #fff;box-shadow:0 2px 8px #0001}.advisor-mini strong{font-size:17px;display:block}.advisor-mini small{font-size:13px;display:block;color:#72746b}.advisor-mini>.icon{margin-left:auto;width:18px}.hero-bottom{margin-top:48px;font-size:13px;display:flex;gap:12px;align-items:center;color:#666e5d}.rule{width:30px;height:2px;background:var(--lime)}.hero-watermark{position:absolute;width:490px;height:490px;left:-120px;bottom:-295px;z-index:0;opacity:.08;background:url('./dmf-logo.webp?v=383b0a7c7f94') center/contain no-repeat;transform:rotate(-12deg);mix-blend-mode:multiply}.funnel-shell{background:#fff;border:1px solid #d4d4d4;border-radius:24px;box-shadow:0 22px 64px #4a4a4a1a,0 3px 8px #4a4a4a08,inset 0 1px 0 #fff;overflow:hidden;position:relative;min-width:0}.funnel-topline{display:flex;justify-content:space-between;align-items:center;padding:15px 25px;border-bottom:1px solid var(--line);font-family:D-DIN-Condensed,sans-serif;font-weight:700;font-size:11px;letter-spacing:.14em;color:var(--ink);background:var(--gray-soft)}.funnel-topline span{display:flex;align-items:center;gap:8px}.funnel-topline .icon{width:15px;height:15px;color:#718b16}.funnel{padding:24px 27px 22px;min-height:520px}.progress{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0 0 24px;padding:12px 14px;list-style:none;background:var(--ink);border:1px solid #424242;border-radius:12px;box-shadow:inset 0 1px 0 #ffffff14,0 3px 8px #4a4a4a0d}.progress li{font-size:12px;color:#e0e0e0;display:flex;align-items:center;gap:7px;border-bottom:2px solid #ffffff38;padding:0 0 10px;min-width:0}.progress li span{display:grid;place-items:center;flex-shrink:0;width:22px;height:22px;border-radius:50%;background:#656565;border:1px solid #ffffff26;color:#fff;font-size:11px;font-weight:700}.progress li.active{border-color:var(--lime);color:#fff;font-weight:700}.progress li.active span{background:var(--lime);border-color:var(--lime);color:#30361c;box-shadow:0 0 0 3px #a2c6171a}.progress li.done{border-color:var(--lime);color:#e0e0e0}.progress li.done span{background:transparent;border-color:var(--lime);color:var(--lime)}.funnel h2{font-size:29px;letter-spacing:-.025em;line-height:1.15;margin-bottom:7px}.step-intro{font-size:14px;line-height:1.5;margin-bottom:21px;color:#74766c}.question{padding:0;border:0;margin:0 0 17px;min-width:0}.question legend{font-size:13px;font-weight:700;margin-bottom:10px;color:#66695d}.question:first-of-type .visually-hidden-legend{position:absolute;left:-10000px}.option-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.choice{position:relative;display:flex;align-items:center;gap:10px;border:1px solid #e0e2da;border-radius:11px;padding:13px 11px;cursor:pointer;min-height:60px;background:#fff;transition:background .15s,border .15s,box-shadow .15s}.choice:hover{background:#fafbf6;border-color:#b5c582}.choice:has(input:checked){background:#f8faef;border-color:#99b928;box-shadow:inset 0 0 0 1px #a2c617,0 3px 9px #a2c6170d}.choice:has(input:focus-visible){outline:3px solid #798f20;outline-offset:3px}.choice input{position:absolute;opacity:0;width:1px;height:1px;pointer-events:none}.choice-icon{display:grid;place-items:center;width:30px;height:34px;color:#717769;flex-shrink:0;transition:color .28s ease}.choice:has(input:focus-visible) .choice-icon{color:var(--lime)}@media(hover:hover) and (pointer:fine){.choice:hover .choice-icon{color:var(--lime)}}.choice-icon .icon{width:25px;height:25px}.choice:has(input:checked) .choice-icon{color:var(--lime)}.choice-copy{min-width:0;padding-right:10px;hyphens:auto;overflow-wrap:anywhere}.choice strong{font-weight:700;font-size:14px;line-height:1.2;display:block}.choice small{font-size:11px;line-height:1.35;color:#717666;margin-top:4px;display:block}.choice:after{content:'';width:12px;height:12px;border:1px solid #cfd3c4;border-radius:50%;flex-shrink:0;position:absolute;right:9px;top:13px}.choice:has(input:checked):after{background:var(--lime);box-shadow:inset 0 0 0 3px #fff;border-color:#839e25}.choice.has-icon:after{width:10px;height:10px;top:9px;right:7px}.compact-options .choice{min-height:46px;padding:12px 24px 12px 12px}.compact-options .choice strong{font-size:13px}.funnel-actions{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:20px}.funnel-actions .btn{font-size:14px;min-height:58px;flex:1;max-width:100%;justify-content:center}.back-button{min-height:44px;min-width:44px;background:none;border:0;padding:10px 0;color:#6e7265;text-decoration:underline;text-underline-offset:4px;font-size:13px}.funnel-foot{font-size:11px;color:#626262;border-top:1px solid var(--line);text-align:center;padding:12px 15px;display:flex;gap:8px;align-items:center;justify-content:center;background:#f3f3f3}.funnel-foot .icon{width:13px;height:13px}.form-error{font-size:13px;color:#973d31;border-left:3px solid #b94a37;padding:9px 12px;background:#fff6f3;margin:12px 0}.form-label{display:block;font-size:13px;font-weight:700;margin:14px 0 6px}.text-input{display:block;width:100%;border:1px solid #daddd2;border-radius:9px;padding:12px 14px;background:#fff;color:#4a4a4a;min-height:48px}.text-input::placeholder{color:#a2a59a}.text-input:focus{outline:2px solid #a2c617;outline-offset:2px}.consent{font-size:12px;line-height:1.5;padding:13px;border:1px solid #dce2c6;background:#f9faf4;border-radius:9px;display:flex;gap:10px;margin:16px 0 10px;align-items:flex-start}.consent input{accent-color:#819b1c;flex-shrink:0;width:17px;height:17px;margin:2px 0 0}.form-notice{font-size:11px;color:#717569;margin:11px 0;padding-left:0;line-height:1.5}.form-notice a{text-underline-offset:2px}.selection-summary{font-size:12px;padding:9px 12px;background:#f2f3ee;color:#636857;border-radius:7px;margin-bottom:16px}.success-state{padding:30px 0}.success-icon{width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:#eff5da;color:#759114;margin-bottom:25px}.success-icon .icon{width:30px;height:30px}.success-state p{font-size:15px;margin:14px 0}.request-ref{font:12px monospace;background:#f3f4ee;padding:12px;border-radius:8px;overflow-wrap:anywhere}.local-badge{font-size:11px;background:#f4f1e8;border:1px solid #e7dfcb;color:#766644;padding:8px 11px;border-radius:6px;margin-top:12px}.honeypot{position:absolute;left:-10000px;opacity:0}.loading{padding:120px 15px;text-align:center;color:#818572}
.trust-strip{border-top:1px solid #dfe1d8;border-bottom:1px solid #dfe1d8;background:#fff;position:relative;z-index:3}.trust-strip .container{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:23px;padding-bottom:23px}.trust-strip span{font-size:13px;color:#676b60;display:flex;gap:10px;align-items:center}.trust-strip .icon{width:18px;height:18px;color:#818877}.section-gray{background:var(--gray);position:relative;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.benefits{padding:94px 0 105px;background:var(--gray);overflow:hidden}.benefits:after{content:'';position:absolute;right:-40px;top:-80px;width:450px;height:350px;border:1px solid #4a4a4a0a;transform:rotate(-23deg);pointer-events:none}.section-heading{margin-bottom:40px}.section-heading .eyebrow{margin-bottom:16px}.section-heading h2 span{color:var(--lime)}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.benefit-card{padding:34px;background:#fff;border:1px solid #d4d4d4;border-radius:15px;box-shadow:0 9px 30px #4a4a4a09,inset 0 1px 0 #fff}.icon-square{background:#f3f5ec;border:1px solid #e4e9d4;width:49px;height:49px;display:grid;place-items:center;border-radius:13px;color:#768b28;margin-bottom:37px}.icon-square .icon{height:26px;width:26px}.benefit-card h3{margin-bottom:14px}.benefit-card p{font-size:16px;line-height:1.65;color:#68705d}.process-section{padding:105px 0 110px;position:relative;background:linear-gradient(168deg,#fff 80%,#f3f3f3 80.1%)}.split-heading{display:flex;gap:70px;justify-content:space-between;align-items:end}.split-heading>p{font-size:15px;max-width:270px}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:50px;margin:55px 0 42px}.process-step{position:relative;padding-top:30px;border-top:1px solid #d8dccf}.process-step:before{content:'';position:absolute;top:-4px;left:0;width:7px;height:7px;background:var(--lime);border-radius:50%}.step-number{font-family:D-DIN-Condensed,sans-serif;font-size:48px;line-height:1;color:#d5d9cc;display:block;margin-bottom:20px}.process-step h3{font-size:24px;margin-bottom:14px}.process-step p{font-size:16px;max-width:300px;line-height:1.65}.broker-section{background:#4a4a4a;color:#fff;padding:90px 0;position:relative;isolation:isolate}.broker-section:before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(115deg,transparent 48%,#fff03 48.1%,#fff03 67%,transparent 67.1%)}.broker-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:90px;align-items:center}.portrait-frame{position:relative;max-width:415px;padding:12px;border:1px solid #fff3;border-radius:17px;background:#ffffff09;box-shadow:0 15px 55px #0002;transform:rotate(-2deg)}.portrait-frame>img{width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:94% 20%;border-radius:9px;background:#5c5c5c}.portrait-tag{position:absolute;left:28px;right:28px;bottom:28px;padding:15px 20px;background:#fffffff5;backdrop-filter:blur(20px);color:#4a4a4a;border-radius:9px;font-size:17px;letter-spacing:.04em;font-weight:700;box-shadow:0 8px 20px #0002}.portrait-tag>span{color:var(--lime);margin-right:8px}.portrait-tag small{display:block;font-size:11px;font-weight:400;letter-spacing:0;margin-top:3px}.broker-copy .eyebrow{color:#c5cab8;margin-bottom:20px}.broker-copy .eyebrow>span{color:var(--lime)}.broker-copy h2{font-size:clamp(34px,3.4vw,48px);line-height:1.14}.broker-copy h2 span{color:var(--lime)}.broker-copy>p{color:#d0d1cc;font-size:16px;line-height:1.8;margin-top:24px}.broker-copy blockquote{margin:25px 0;border-left:3px solid var(--lime);padding:2px 0 2px 20px;font-size:20px;line-height:1.5;color:#f0f1ea}.broker-facts{display:flex;flex-wrap:wrap;gap:15px;color:#dbddd5;font-size:12px}.broker-facts .icon{width:16px;height:16px;margin-right:5px;color:#c4d594}.broker-copy .broker-area{font-size:13px;margin-top:12px;margin-bottom:26px}.faq-section{padding:95px 0;background:var(--gray)}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.faq-grid .eyebrow{margin-bottom:20px}.faq-grid h2{margin-bottom:22px}.faq-grid h2 span{color:var(--lime)}.faq-grid>div>p:last-child{font-size:15px}.faq-list{border:1px solid #d0d0d0;border-radius:15px;background:#fff;padding:0 26px;box-shadow:0 9px 30px #4a4a4a08}.faq-list details{border-bottom:1px solid #dedede;padding:22px 0}.faq-list details:last-child{border-bottom:0}.faq-list summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:25px;font-size:18px;font-weight:700;cursor:pointer}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary>span{font-size:23px;font-weight:400;color:#828d63}.faq-list details[open] summary>span{transform:rotate(45deg)}.faq-list details p{margin:16px 38px 0 0;font-size:15px;line-height:1.7}.final-section{padding:85px 0;background:#fff;position:relative;overflow:hidden}.final-section:after{content:'';position:absolute;right:9%;top:-90px;width:360px;height:360px;background:url('./dmf-logo.webp?v=383b0a7c7f94') center/contain no-repeat;opacity:.035;pointer-events:none}.final-inner{display:flex;justify-content:space-between;gap:45px;align-items:center}.final-inner .eyebrow{margin-bottom:20px}.final-inner .btn{flex-shrink:0}.other-topics{background:var(--gray-soft);border-top:1px solid var(--line);padding:26px 0}.other-topics>.container{display:flex;justify-content:space-between;align-items:center;gap:25px;font-size:13px;color:#656b5c}.other-topics .container>div{display:flex;gap:30px}.topic-link{display:flex;align-items:center;gap:13px;font-size:13px;color:#555d46;text-decoration:none}.topic-link:hover{text-decoration:underline}.topic-link .icon{width:17px;height:17px}footer{background:#fff;border-top:1px solid #e5e7de;font-size:12px}.footer-main{display:flex;justify-content:space-between;align-items:center;gap:30px;padding-top:36px;padding-bottom:28px}.footer-main nav{display:flex;gap:24px;color:#68705d}.footer-main nav a{text-decoration:none}.footer-main nav a:hover{text-decoration:underline}.footer-bottom{display:flex;justify-content:space-between;gap:30px;border-top:1px solid #e8eae1;color:#707666;font-size:11px;padding:20px 0 24px}.legal{max-width:850px;padding:70px 0;min-height:70vh}.legal h1{font-size:44px;margin-bottom:28px}.legal h2{font-size:24px;margin:30px 0 12px}.legal p{margin:12px 0}.legal ul{padding-left:23px;color:#686868}
@media(min-width:1600px){.container{width:min(1400px,calc(100% - 140px))}.hero-grid{gap:95px}.funnel{padding:28px 34px}.choice{padding:15px 12px}.hero-copy{padding-top:55px}.hero-copy .lead{max-width:530px}.funnel-hero{padding-top:65px;padding-bottom:80px}}
@media(max-width:1100px){.container{width:calc(100% - 48px)}.hero-grid{gap:32px;grid-template-columns:.86fr 1.14fr}h1{font-size:54px}.header-location{display:none}.hero-copy .lead{font-size:18px}.hero-copy .eyebrow{font-size:11px}.funnel{padding:23px 21px}.choice{gap:7px;padding-left:9px}.choice-icon{width:24px}.choice strong{font-size:13px}.choice small{font-size:10px}.funnel h2{font-size:27px}.broker-grid{gap:45px}.benefit-card{padding:28px}.benefit-card h3{font-size:23px}}
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